The Way Most Americans Buy a Home Could Be One of Their Biggest Hurdles to Getting Rich

“If you want to know why most people don’t become millionaires, look no further than the 30-year mortgage,” wrote Chris Hogan in his book “Everyday Millionaires: How Ordinary People Built Extraordinary Wealth — and How You Can Too.” In partnership with the Dave Ramsey research team, he studied 10,000 American millionaires (defined as those with a net worth of at least $1 million) for seven months.

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